Car Lot Finance

Buy Here Pay Here

If you are someone looking to get a new or used car and have had troubles with your credit before, finding a ‘buy here pay here´ dealership is THE place to go. Car Lot Finance LLC offers this website as a place for dealers in used cars to advertise their inventory to let you, the customer, browse it completely free. As the best place to find the best used cars in Charlotte NC, Car Lot Finance stands unquestioned. Not every dealership will offer loans to just anyone – because most car dealerships have outside banks offer their loan financing options, you often have to deal with bankers and underwriters that have no desire to do anything but provide a benefit to their bank.

A buyherepayhere dealer offers what is known as secondary financing, where instead of going to any outside bank, they offer the financing directly. This allows for two main advantages; the first being that the dealership will offer loans to people with less than stellar credit scores, and that payments can be made in person, in cash, at the actual dealership location. Because a secondary financer has to be able to allow for the risk of giving a loan to someone who is trying to repair their credit score, often the interest rate will be higher than that of a normal loan; however, they will still offer the loan unlike most major used and new car dealers.

Additionally, a buyherepayhere dealership allows you the ability to have some peace of mind when buying a new-to-you used car. Often, many of the cars available have options for warranties left; in some cases, they may still even have the original manufacturer’s warranty, and with many warranties, it will transfer to the owner of the used car. Before you purchase any additional warranty, it is always important to find out how much of the original is left. Furthermore, many buyherepayhere offer options for extended warranties that can last for an additional few years so that while you own your car, you can know that expensive repairs or damage is covered.

Sometimes life happens, and credit scores get damaged. While most banking institutions would have folks believe that makes a person untrustworthy, Car Lot Finance LLC knows that sometimes people need some help to get back on their feet and get their credit score repaired. They’ve made a point of putting all the dealerships that offer secondary financing available to you on their search engine, so you can find the car of your dreams from the comfort of your own home. Don’t go to the big name dealerships when you can find as good a car at a buy here pay here car lot.


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